Disclaimer
FinKinetic is an educational and informational platform designed to improve financial literacy, awareness, and understanding among Indian users. The content provided on this website is for learning and awareness purposes only. By using this website, you agree to the terms outlined in this disclaimer.
1. No Financial Advice
FinKinetic does not provide personalized financial, investment, tax, or legal advice. The calculators, articles, and guides available on this platform are general educational tools meant to help you understand financial concepts.
Information on this website should not be considered as a substitute for professional advice. We strongly recommend consulting a qualified financial advisor, chartered accountant (CA), or legal professional before making any significant financial decisions.
2. No Professional Relationship
Accessing or using the content on FinKinetic does not create an advisor-client or fiduciary relationship between you and FinKinetic or its team members.
3. Accuracy of Information
While we strive to keep our content updated with the latest government rules, tax regimes (FY 2025-26), and RBI guidelines, financial policies change frequently. FinKinetic does not guarantee the absolute completeness, accuracy, or timeliness of the information provided.
4. Calculator & Tool Disclaimer
The financial calculators (SIP, Loan EMI, Tax, etc.) provided on this website are for estimation purposes only. Actual returns or tax liabilities may vary based on bank policies, market fluctuations, and individual circumstances. Please verify the results with your bank or financial institution.
5. Scope of Awareness (Security, Health, Legal)
Our sections on Financial Security, Financial Health, and Financial Rights are intended to build general awareness about consumer rights, fraud prevention, and good money habits. They do not constitute legal counsel or professional security advice.
6. External Links Disclaimer
FinKinetic may contain links to external third-party websites. We do not control or endorse the content, privacy policies, or practices of these external sites. Accessing them is at your own risk.
7. Affiliate Disclaimer
Transparency is important to us. Some links on this website (particularly in the Books section) may be affiliate links.
This means if you click on the link and make a purchase, FinKinetic may earn a small commission at no additional cost to you . This helps us maintain the website and keep our tools free for everyone.
8. Limitation of Liability
FinKinetic and its team shall not be held liable for any losses, damages, or consequences arising from the use of, or reliance on, the information provided on this website. You assume full responsibility for your financial decisions.
9. User Responsibility
By using this website, you acknowledge that it is your responsibility to verify information independently and apply it according to your own unique financial situation.