About FinKinetic
FinKinetic is an educational finance platform built to simplify personal finance concepts. We focus on awareness and understanding, providing tools and resources without the sales pitch.
The Spark: Why FinKinetic Exists
In India, most people work hard to earn money, but very few are taught how to understand, manage, and protect it. Financial decisions—whether related to savings, loans, taxes, or government schemes—are often made based on incomplete information or confusing terminology.
Over time, we noticed a recurring pattern:
- People were unsure how much tax they actually needed to pay.
- Loan and EMI decisions were taken without understanding the long-term impact.
- Government schemes were misunderstood or underutilized.
Most available information was either too technical for beginners, too sales-driven, or scattered across unreliable sources. This gap between earning money and understanding money became the spark behind FinKinetic.
Our Core Mission
To build financial awareness that strengthens security, supports long-term financial health, and improves understanding of financial rights.
Financial Security
We promote awareness on emergency funds, insurance basics, fraud prevention, and digital safety. We do not sell products or make "risk-free" claims.
Financial Health
Financial stress often comes from habits, not failures. We help you understand budgeting, debt management, and goal-based planning for long-term discipline.
Financial Rights
Many users are unaware of their rights as banking customers. We explain consumer rights, loan transparency, and compliance basics to prevent disputes.
Degala Raviteja
Founder & Lead Developer
"With over 6 years of industry experience as a Data Analyst and a strong foundation in IT, I possess a unique blend of technical precision and financial acumen. Holding an MBA in Finance and expertise in Cybersecurity, I realized that financial literacy requires not just knowledge, but accuracy and security."
"I founded FinKinetic with a singular vision: to bridge the gap between complex financial data and the common man. By leveraging data science, I build tools that simplify decision-making, ensuring that every Indian has access to transparent, secure, and actionable financial intelligence."
Transparency & Disclaimer
⚠️ Not SEBI Registered: FinKinetic is strictly an educational initiative and is not registered with SEBI. The information, calculators, and content provided here are for awareness purposes only and do not constitute financial, legal, or investment advice.
📉 Accuracy & Liability: While we strive for accuracy, financial rules change frequently. We recommend consulting a certified financial advisor before making any investment decisions based on these tools.
🔒 Data Privacy: We respect your privacy. FinKinetic does not store any personal financial data entered in our calculators; all calculations happen locally on your device.
Last updated: January 2026